Home Financing

Buying a home will be the greatest investment of your life. No matter the type of home you buy or the location of your new home, there is a loan program for you. From the 1st time home buyer, to VA, FHA buyers and conventional home buyers, there are many options.

 

 

From start to finish, you'll find that our mortgage process is as easy as 1-2-3.

Step 1

Call toll free 1-866-644-9425 to speak directly with a Mortgage Loan Consultant.





These are just a few benefits of working with ERA Mortgage:

Availability
Our Mortgage Loan Consultants are here to take your calls throughout the business day, as well as during extensive evening and wekend hours. Call us at your convenience-we're ready when you are.

Ease
We can give you a same-day loan decision for your mortgage loan even before you find your dream house. Once you are pre-approved, you'll know exactly how much money you can spend on a home--saving you time and energy.

Negotiating Power
With a pre-approval from ERA Mortgage, you'll be positioned as a "cash buyer", and sellers will know that your offer is solid.

Choices
ERA Mortgage offers over 60 different mortage products to suit the needs of our customers. Our expert loan consultants can help you determine which one is right for you. If your needs are not met by one of these programs, we'll try to create a program just for you.


Step 2

Usually, in about 15 minutes on the phone with you, we can gather all of the necessary information to rovide you with a same-day decision. The entire process is amazingly fast-once we have your permisssion, it takes only 30 seconds for our advanced computer sysytem to access your credite report! Best of all, we guarantee to give you a loan decision the very same day, right over the phone, in most cases within 15 minutes!

Step 3

Your Mortgage Loan Consultant will mail you a step-by-step application package for your review and signature. Everything is organized to help you complete the forms quickly and easily. If you do have any questions, we're here 7 days a week to answer them. Once you sign and return the package with all required documentation and we receive a satisfactory appraisal, your application is complete!
 


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Jerris Collins, Jack Gaughen Real Estate Agent

Jerris A. Collins ABR, CRS, CSP, GRI, SRES, ePRO
REALTOR®, Notary Public
4242 Carlisle Pike
Camp Hill, PA 17011
(717) 761-4300 Office
(717) 979-5631 Cell
(717) 761-4338 Fax
E-Mail: jerris.ruth@charter.net


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Jack Gaughen ERA Realtor
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Serving the Greater Harrisburg Area of Central PA Including:
Harrisburg area of Central PA., Boiling Springs, Bowmansdale, Camp Hill, Carlisle, Chambersburg, Dauphin, Dillsburg, Dover, Duncannon, East Berlin, Elizabethville, Enola, Etters, Gettysburg, Halifax, Harrisburg, Hershey, Highspire, Hummelstown, Lemoyne, Lewisberry, Mechanicsburg, Middletown, Mifflintown, Millersburg, Millerstown, Mt. Holly Spring, New Cumberland, Newburg, Newport, Newville, Shermansdale, Steelton, Wormleysburg and York Haven.